Wondering how you can be of any help at all?

She’s just done the most amazing thing you’ve ever experienced and created a tiny human. If you want to do something more than just pass the wipes, make sure they’re covered if you’re not there to protect them.
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Who would pick up the pieces if you weren't there?

Literally. The pieces of Lego, the PE Kit, the hair slides. As Mum you are the family's control hub. They'd have enough to figure out if you were gone, don't let paying the bills be one of them.
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You want the best for your family. We are 5 star!

If the worst should happen, our only purpose is to make sure you have the right cover in place.

We get it. You’re a new dad and you’ll do anything you can to protect your family. The cost of cover is surprisingly affordable. The cost of not could be unimaginable.

We only work with a panel of 5 star Defqto rated insurers. Quotes are quick and easy and can be done by email, over the phone or even video, to answer all your questions.

Filling Your Shoes?

As Dad you feel the instinctive need to protect and provide.
It’s a hard fact to swallow but every 22 minutes in the UK a child loses a parent they are financially dependent on.

It may well not happen to you, but if it does, they’ll have enough to cope with, without worrying about money.
Have life insurance means a cash pay-out if you die, to support those most precious to you, when you no longer can.

Who are we?

We are professional brokers, specialising in life insurance.
We work to the highest set by the FCA (Financial Conduct Authority) and we work with only the best life insurance specialists.

Our super-fast, intuitive quote tool can gather your details quicker than you can work which way is up on the baby-grow.
Click the button, follow the chat questions and we’ll have a an FCA registered broker from our associate panel answering your questions on the best cover for your needs.

We don’t have salespeople, or targets, just a great approach to getting you covered.

Then you can get on with your day.

Insurance is way more than money, it's trust.

We understand how important having the right level of life insurance can be, it will help support those that you love in both the short and long term future. We have answered some of the most common questions we have when helping to find your life insurance.
GET A QUOTE

Insurance is way more than money, it's trust.

We understand how important having the right level of life insurance can be, it will help support those that you love in both the short and long term future. We have answered some of the most common questions we have when helping to find your life insurance.

GET A QUOTE

Is it expensive?

Getting a quote from Pass the Wipes is completely free and there is no obligation. Depending on your circumstances it could be as little as a takeaway or movie download. Insurance premiums can stay the same, or decrease, or increase depending on the type of policy. Your adviser will help and recommend the right type for your family.

Will it really pay out if I die?

The only times life insurance doesn’t pay out is if you are not completely honest in the application process.
You may have vowed to live a clean lifestyle from now on, but you need to tell the truth on every question, the whole truth!

Why do I need life insurance?

If you die, you are no longer able to provide financially for your family. All the responsibility for raising your children falls to her. Whether that’s keeping the home, maintaining the car, kids’ clubs, holidays. All the basics and a few little luxuries. With life insurance you are protecting their way of life.

Aren't I covered with my mortgage?

It’s great if you do have mortgage protection. But, most policies are set up to pay off only the mortgage, nothing else is covered. We can help you to make sure everything that’s important can still be paid for, even if you’re not there.
You decide how much to cover, do you want to include their higher education fees, household bills or even the supermarket shopping?

I rent my house, can I still get cover?

Life insurance is about protecting your family, so it doesn’t matter if you own your home, have a mortgage or rent. You should talk to an adviser about covering the cost of rent for however long you think they’d be financially dependent. It’s best to discuss your own situation to make sure the cover is perfect for your needs.

What if I smoke?

We aren’t your mother, but you know its bad for you and so do the life insurance companies. As a known contributor to life limiting illness and premature death, the insurer needs to know if this is a factor. You may still get cover, but you have to be completely honest. Anything not completely true will invalidated the insurance and may affect the pay-out if you were to die.

Do I have to talk to someone?

This isn’t car insurance, where the risk could be a few grand. Life insurance generally pays out hundreds of thousands of pounds, so life insurance companies need to prove they’ve checked who you are and confirmed your details. Plus, everyone is different. Your family’s needs will be different to every other Dad, so your cover should be too.

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